Consumer Loan Rates
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Accurate as of July 28, 2010
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Annual Percentage Rate (APR)
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Maximum Repayment Period
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New Vehicle
Up to 100% of MSRP, plus tax, license and Kaiser Federal Bank MBI and GAP
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Fixed Rate
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Loan Amount up to $30,000
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Deduct .25% for 90% financing.
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4.99% - 18.00%
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60 Months
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Deduct .50% for 80% financing.
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Deduct .50% for existing Kaiser Federal Bank Checking account and Direct Deposit*.
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Loan Amount Over $30,000
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Add .50% for Non-Automatic payments.
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6.49% - 18.00%
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72 Months
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Add 1.00% for purchase from a private party.
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Add up to 2.00% for refinancing Kaiser Federal Bank vehicle loans.
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Loan Amount Over $35,000
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6.99% - 18.00%
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84 Months
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Used Vehicle
(2006 to Current Model Year)
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Fixed Rate
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Up to 100% of MSRP or
Retail Kelly Blue Book plus tax, license, and Kaiser Federal Bank MBI and GAP
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4.99% - 18.00%
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24 Months
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Add .50% for Non-Automatic Payments
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5.24% - 18.00%
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36 Months
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Add 1.00% for purchase from private party
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5.49% - 18.00%
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48 Months
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Add up to 2.00% for refinancing Kaiser Federal Bank vehicle loans
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5.99% - 18.00%
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60 Months
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(6 To 8 Model Years Old 2003 - 2005)
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Up to 100% of Wholesale Kelly Blue Book including appropriate equipment and
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10.00% - 18.00%
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24 Months
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mileage adjustments ($10,000 minimum wholesale Kelly Blue Book value) and
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10.25% - 18.00%
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36 Months
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Kaiser Federal Bank Gap.
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10.50% - 18.00%
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48 Months
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For a new auto loan amount of $30,000 at 4.99% APR you would make 60 monthly payments of principal and interest of $565.98.
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*Requires minimum direct deposit of $500 per month to a Kaiser Federal Bank checking account.
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Savings Secured Loan (fixed rate)
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Interest Rate Plus
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100% of Savings Account
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3.0%
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120 Months
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For a savings secured loan amount of $10,000 at 3.25% APR you would make 120 monthly payments of principal and interest of $97.73 (rate is the current savings account rate + 3%).
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Certificate Secured Loan (fixed rate)
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Interest Rate Plus
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90% of Certificate of Deposit
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3.0%
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At Maturity
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For a certificate secured loan amount of $10,000 at 5.71% APR with a five year term, you would make a single balloon payment of principal and interest of $12,856.56 at maturity (rate is the certificate rate +3%).
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Get the benefits of ownership with payments like a lease with a Super Non-Lease!
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Click here for TPMG Secured Loan Rates
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Click here for KFED Stock Secured Loan Rates
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Your rate may vary based on your credit qualifications. Rates and Terms are subject to change without notice.
Call for current rates - 800.524.CASH
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